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Fame, Fortune, Glamour... You can keep it!

(29/11/2005)

Cat Deeley may have the looks, Charlotte Church may have the voice and Keira Knightley may have the lifestyle, but they all have to pay for their fame in more ways than one.

Leading women's car insurer Diamond thought it would be fun to compare the premiums for women with glamorous jobs and those with more conventional occupations, and discovered that occupations such as television presenters, singers and actresses could see price increases of more than 55%.

Diamond managing director, Sian Lewis, said, "For most women it is a fantasy to be famous and lead an exciting lifestyle. We just wanted to point out that being well known does have its downsides. Famous women have to pay more for things like insurance just because they are famous."

Diamond compared the rates for a television presenter with a shop assistant, a singer with a teacher and an actress with a student nurse. All the other factors taken into consideration for car insurance were identical. In all cases the women with the more ordinary job would pay far less for car insurance.

  • 29-year-old Cat Deeley lives in Sutton Coldfield. She lives with her partner and drives a 2004 Renault Clio 1.2 16v Expression.
    Cat the television presenter would pay 25% more for her insurance than Cat the shop assistant.

  • 19-year-old Charlotte Church lives in Cardiff. She lives on her own and drives a 2003 Ford Focus Zetec 1.6.
    Charlotte the singer would pay 50% more for her insurance than Charlotte the teacher.

  • 20-year-old Keira Knightley lives in Teddington, London. She lives on her own and drives a 2001 Mazda MX-5 1.8i.
    Keira the actress would pay 55% more for her insurance than Keira the student nurse.

In reality the premiums that these women pay is probably much higher still. "I would guess these women drive sports or luxury cars," says Sian Lewis, "Sports cars and luxury cars are a higher risk whoever is driving them and so tend to be more expensive to insure anyway. Our survey just goes to show though that you pay the price for fame, whatever your car."

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