This is the most basic car insurance cover you can
take out which is the minimum cover required by UK law. This insurance
will cover third parties involved in an accident but will not cover any
damage to your own car.
Third party injuries (unlimited)
Third party death (unlimited)
Third party property damage (up to £20 million)
Emergency hospital treatment
Fees to the doctor/hospital who first treats the
injury
Any treatment as an in or out patient
Passenger negligence
Manslaughter defence
Cover for use on private roads
Third party, fire and theft insurance
As above but your vehicle will also be covered for
damage caused
by fire, theft, lightening or explosion but excludes damage caused by
faulty wiring or electrical faults.
Theft of vehicle and damage caused whilst stolen
Damage caused by attempted theft
Loss or damage to car phone, CD player, radio or
any other audio/visual equipment (as long as permanently fitted) to
the value of £750 or 15% of the cars value, whichever is lower
Vehicle value can be no more than £5000
£100,000 legal cover
Comprehensive car insurance
As third party, fire and theft plus cover for any accidents
that your car is involved in.
Accidental damage to your car regardless of who's
fault the accident is (subject to an excess)
Windscreen cover
Courtesy car when using our approved repairer
Medical expenses for the policy holder and any passenger
(£100 per person)
£5000 personal injury cover
Personal effects cover (£100 - certain exclusions
apply)
caused
by fire, theft, lightening or explosion but excludes damage caused by
faulty wiring or electrical faults.
